Home Loan Center
First Citizens Bank Benefits
Apply online on your own time!
Want hands-on assistance?
You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Free Pre-approvals
We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Advisor is always just a call or e-mail away!
Today's Rates
Mortgage Loans | ||
30 Year Fixed Rate Freddie | ||
Rate | APR | Points |
7.250% | 7.382% | 0.000% |
15 Year Fixed Rate Freddie | ||
Rate | APR | Points |
7.000% | 7.211% | 0.000% |
10 Year Fixed Rate Freddie | ||
Rate | APR | Points |
6.875% | 7.169% | 0.000% |
Home Possible | ||
Rate | APR | Points |
7.000% | 7.130% | 0.000% |
Construction Loan | ||
Construction Loan Special | ||
Rate | APR | Points |
6.375% | 8.977% | 0.000% |
In House Special | ||
10-Year Fixed - Special | ||
Rate | APR | Points |
6.880% | 7.105% | 0.000% |
Bridge Loan | ||
Bridge Loan | ||
Rate | APR | Points |
7.000% | 7.144% | 0.000% |
APR as Annual Percentage Rate
Click on the Rate to see additional disclosures