Today's Featured Rates

Mortgage Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.507%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.601%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 3.250%  3.691%  0.000%
Construction Loan
Construction Loan - 9 months
 Rate  APR  Points
 6.000%  9.289%  0.000%
In House Special
10 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.713%  0.000%

Personalized Quote

APR as Annual Percentage Rate

Home Loan Center

First Citizens National Bank Benefits

Still want to have personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

Free Pre-approvals

We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Advisor is always just a call or e-mail away!

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Home Equity Loans

Put your home to work for you with a home equity loan or line of credit

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