Home Loan Center

Today's Featured Rates

Mortgage Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.129%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.125%  3.350%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 3.125%  3.646%  0.000%
Construction Loan
Construction Loan - 9 months
 Rate  APR  Points
 6.000%  9.289%  0.000%
In House Special
10 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.713%  0.000%

Personalized Quote

APR as Annual Percentage Rate

First Citizens National Bank Benefits

Still want to have personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

Free Pre-approvals

We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Advisor is always just a call or e-mail away!

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